[acb-diabetics] pre-existing conditions..

[Patricia LaFrance-Wolf]

Don't know is this will of aid to of you oot.

The new Pre-Existing Condition Insurance Plan is a provision of the
Patient-Protection and Affordable Care Act (PPACA).  

 

The new plan -- administered by either a state or the Department of Health
and Human Services -- will provide health coverage options for individuals
who

have been uninsured for at least 6 months, have been denied coverage due to
a pre-existing condition and are a U.S. citizen or legal resident. The
program

will be in effect until 2014 when insurers will no longer be able to deny
coverage based on pre-existing medical conditions. 

 

As of July 1, HHS will run the Pre-Existing Condition Insurance Plan in 21
states. The remaining 29 states and the District of Columbia will begin
enrolling

residents in their own insurance pools by the end of the summer, according
to a press release from HHS. 

 

>From July 1, 2010, through Jan. 1, 2014, the law will provide $5 billion to
fund the new plan in each state. Money will be allocated based on the
population

and costs of each state.  

 

The plan, which is not based on income, will likely be an option for
individuals with money to spend on insurance, but who have been denied
coverage in

the past due to a pre-existing medical condition such as cancer or diabetes.
Although some states already have high-risk pools, by law, the new pools
cannot

charge higher premiums than the standard premiums in an individual's given
state.  

 

Modeled after the Children's Health Insurance Program (CHIP), the
Pre-Existing Condition Plan allows for flexibility by state as long as basic
requirements

are met. State programs may vary on cost, benefits and determination of
pre-existing conditions. In addition, any unspent funding will be
reallocated by

the states. Unlike CHIP, however, there is no state matching requirement and
the entire cost of the new plan will be covered by the federal government.

 

 

For more information on the federal high-risk pools, visit 

www.healthreform.gov. 

 

Tight Blood Pressure Control Associated with Worse Outcomes for Diabetes and
Heart Disease Patients

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