[acb-diabetics] insurance plan for people with pre existing conditions
Patricia LaFrance-Wolf
plawolf at earthlink.net
Sat Jul 17 22:29:40 GMT 2010
HHS Secretary Sebelius Announces New Pre-Existing Condition Insurance Plan
Jul 12, 2010
This press release is an announcement submitted by U.S. Department of
Health and Human Services, and was not written by Diabetes Health.
The U.S. Department of Health and Human Services (HHS) announced the
establishment of a new Pre-existing Condition Insurance Plan (PCIP) that
will offer
coverage to uninsured Americans who have been unable to obtain health
coverage because of a pre-existing health condition.
The Pre-Existing Condition Insurance Plan, which will be administered either
by a state or by the Department of Health and Human Services, will provide
a new health coverage option for Americans who have been uninsured for at
least six months, have been unable to get health coverage because of a
health
condition, and are a U.S. citizen or are residing in the United States
legally.
Created under the Affordable Care Act, the Pre-Existing Condition Insurance
Plan is a transitional program until 2014, when insurers will be banned from
discriminating against adults with pre-existing conditions, and individuals
and small businesses will have access to more affordable private insurance
choices through new competitive Exchanges. In 2014, Members of Congress will
also purchase their insurance through Exchanges.
"For too long, Americans with pre-existing conditions have been locked out
of our
market," said Secretary Kathleen Sebelius. "Today, the Pre-Existing
Condition Insurance Plan gives them a new option - the same insurance
coverage as
a healthy individual if they've been uninsured for at least six months
because of a medical condition. This program will provide people the help
they
need as the nation transitions to a more competitive and fair market place
in 2014."
The Affordable Care Act provides $5 billion in federal funding to support
Pre-Existing Condition Insurance Plans in every state. Some states have
requested
that the U.S. Department of Health and Human Services run their Pre-Existing
Condition Insurance Plan. Other states have requested that they run the
program
themselves. For more information about how the plan is being administered
where you live, please visit HHS' new consumer website,
.
"Health coverage for Americans with pre-existing conditions has historically
been unobtainable or failed to cover the very conditions for which they need
medical care," said Jay Angoff, Director of the Office of Consumer
Information and Insurance Oversight (OCIIO), which is overseeing the
program. "The
Pre-Existing Condition Insurance Plan is designed to address these
challenges by offering comprehensive coverage at a reasonable cost. We
modeled the program
on the highly successful Children's Health Insurance Program, also known as
CHIP, so states would have maximum flexibility to meet the needs of their
citizens."
In order to give states the flexibility to best meet their needs, HHS
provided states with the option of running the Pre-Existing Condition
Insurance Plan
themselves or having HHS run the plan. Twenty-one states have elected to
have HHS administer the plans, while 29 states and the District of Columbia
have
chosen to run their own programs.
Starting today, the national Pre-Existing Condition Insurance Plan will be
open to applicants in the 21 states where HHS is operating the program.
All states which are operating their own Pre-Existing Condition Insurance
Plans will begin enrollment by the end of the summer, with many beginning
enrollment
today.
"The Pre-Existing Condition Insurance Plan is an important next step in the
overall implementation of the Affordable Care Act," said Richard Popper,
Director
of Insurance Programs at OCIIO. "We have been working closely with the
states and other stakeholders to make sure this program reaches uninsured
Americans
struggling to find coverage due to a pre-existing condition."
The Pre-Existing Condition Insurance Plan will cover a broad range of health
benefits, including primary and specialty care,
, and prescription drugs. The Pre-Existing Condition Insurance Plan does
not base eligibility on income and does not charge a higher premium because
of
a medical condition. Participants will pay a premium that is not more than
the standard individual health insurance premium in their state for
insurance
that covers major medical and prescription drug expenses with some
cost-sharing.
Like the popular Children's Health Insurance Program (CHIP), the
Pre-Existing Condition Plan provides states flexibility in how they run
their program as
long as basic requirements are met. Federal law establishes general
eligibility, but state programs can vary on cost, benefits, and
determination of
pre-existing condition. Funding for states is based on the same allocation
formula as CHIP, and it will be reallocated if unspent by the states.
Unlike
CHIP, there is no state matching requirement and the federal
will cover the entire cost of the Pre-Existing Condition Plan. While it
took more than 6 months for a small number of states to establish their CHIP
programs,
we anticipate that every state will begin enrolling individuals in the
Pre-Existing Condition Plan by the end of August.
Information on how to apply for the Pre-Existing Condition Insurance Plan is
available at
. Americans who live in a state where the U.S. Department of Health and
Human Services is running the Pre-Existing Condition Plan will be linked
directly
to the federal application page. Those living in states running their own
programs will also find information on how and where to apply on
.
To learn more about the Pre-Existing Condition Insurance Plan and options
available to residents of your state, visit
.
An informational pamphlet on the Pre-Existing Condition Insurance Plan can
be found at:
.
States by Pre-Existing Insurance Plan Administration
29 states plus the District of Columbia have chosen to operate their own
plans.
Alaska
Arkansas
California
Colorado
Connecticut
District of Columbia
Illinois
Iowa
Kansas
Maine
Maryland
Michigan
Missouri
Montana
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Dakota
Utah
Vermont
Washington State
West Virginia
Wisconsin
21 states elected to have HHS run their plan.
Alabama
Arizona
Delaware
Florida
Georgia
Hawaii
Idaho
Indiana
Kentucky
Louisiana
Massachusetts
Minnesota
Mississippi
Nebraska
Nevada
North Dakota
South Carolina
Tennessee
Texas
Virginia
Wyoming
* * *
Source:
HHS press release
Categories:
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cuts through the jargon and presents the most important information you need
to enhance your practice and assist your patients.
Each bi-monthly issue of Diabetes Health Professional is a self-contained
handbook covering products, educational resources and the latest diabetes
research,
complimented by balanced editorial focused on medical news, drug
prescription information, clinical practice recommendations and changing
treatment options.
Each quarter we send you the latest, most updated research guides, product
guides and educational resource guides available for you and your patients.
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Affordable Care Act Program to Provide Temporary Coverage for Americans
Without Insurance Due to Pre-Existing Conditions Now Through 2014, When the
New
Insurance Exchanges Are Established
HHS Secretary Sebelius Announces New Pre-Existing Condition Insurance Plan
Jul 12, 2010
This press release is an announcement submitted by U.S. Department of
Health and Human Services, and was not written by Diabetes Health.
The U.S. Department of Health and Human Services (HHS) announced the
establishment of a new Pre-existing Condition Insurance Plan (PCIP) that
will offer
coverage to uninsured Americans who have been unable to obtain health
coverage because of a pre-existing health condition.
The Pre-Existing Condition Insurance Plan, which will be administered either
by a state or by the Department of Health and Human Services, will provide
a new health coverage option for Americans who have been uninsured for at
least six months, have been unable to get health coverage because of a
health
condition, and are a U.S. citizen or are residing in the United States
legally.
Created under the Affordable Care Act, the Pre-Existing Condition Insurance
Plan is a transitional program until 2014, when insurers will be banned from
discriminating against adults with pre-existing conditions, and individuals
and small businesses will have access to more affordable private insurance
choices through new competitive Exchanges. In 2014, Members of Congress will
also purchase their insurance through Exchanges.
"For too long, Americans with pre-existing conditions have been locked out
of our
market," said Secretary Kathleen Sebelius. "Today, the Pre-Existing
Condition Insurance Plan gives them a new option - the same insurance
coverage as
a healthy individual if they've been uninsured for at least six months
because of a medical condition. This program will provide people the help
they
need as the nation transitions to a more competitive and fair market place
in 2014."
The Affordable Care Act provides $5 billion in federal funding to support
Pre-Existing Condition Insurance Plans in every state. Some states have
requested
that the U.S. Department of Health and Human Services run their Pre-Existing
Condition Insurance Plan. Other states have requested that they run the
program
themselves. For more information about how the plan is being administered
where you live, please visit HHS' new consumer website,
.
"Health coverage for Americans with pre-existing conditions has historically
been unobtainable or failed to cover the very conditions for which they need
medical care," said Jay Angoff, Director of the Office of Consumer
Information and Insurance Oversight (OCIIO), which is overseeing the
program. "The
Pre-Existing Condition Insurance Plan is designed to address these
challenges by offering comprehensive coverage at a reasonable cost. We
modeled the program
on the highly successful Children's Health Insurance Program, also known as
CHIP, so states would have maximum flexibility to meet the needs of their
citizens."
In order to give states the flexibility to best meet their needs, HHS
provided states with the option of running the Pre-Existing Condition
Insurance Plan
themselves or having HHS run the plan. Twenty-one states have elected to
have HHS administer the plans, while 29 states and the District of Columbia
have
chosen to run their own programs.
Starting today, the national Pre-Existing Condition Insurance Plan will be
open to applicants in the 21 states where HHS is operating the program.
All states which are operating their own Pre-Existing Condition Insurance
Plans will begin enrollment by the end of the summer, with many beginning
enrollment
today.
"The Pre-Existing Condition Insurance Plan is an important next step in the
overall implementation of the Affordable Care Act," said Richard Popper,
Director
of Insurance Programs at OCIIO. "We have been working closely with the
states and other stakeholders to make sure this program reaches uninsured
Americans
struggling to find coverage due to a pre-existing condition."
The Pre-Existing Condition Insurance Plan will cover a broad range of health
benefits, including primary and specialty care,
, and prescription drugs. The Pre-Existing Condition Insurance Plan does
not base eligibility on income and does not charge a higher premium because
of
a medical condition. Participants will pay a premium that is not more than
the standard individual health insurance premium in their state for
insurance
that covers major medical and prescription drug expenses with some
cost-sharing.
Like the popular Children's Health Insurance Program (CHIP), the
Pre-Existing Condition Plan provides states flexibility in how they run
their program as
long as basic requirements are met. Federal law establishes general
eligibility, but state programs can vary on cost, benefits, and
determination of
pre-existing condition. Funding for states is based on the same allocation
formula as CHIP, and it will be reallocated if unspent by the states.
Unlike
CHIP, there is no state matching requirement and the federal
will cover the entire cost of the Pre-Existing Condition Plan. While it
took more than 6 months for a small number of states to establish their CHIP
programs,
we anticipate that every state will begin enrolling individuals in the
Pre-Existing Condition Plan by the end of August.
Information on how to apply for the Pre-Existing Condition Insurance Plan is
available at
. Americans who live in a state where the U.S. Department of Health and
Human Services is running the Pre-Existing Condition Plan will be linked
directly
to the federal application page. Those living in states running their own
programs will also find information on how and where to apply on
.
To learn more about the Pre-Existing Condition Insurance Plan and options
available to residents of your state, visit
.
An informational pamphlet on the Pre-Existing Condition Insurance Plan can
be found at:
.
States by Pre-Existing Insurance Plan Administration
29 states plus the District of Columbia have chosen to operate their own
plans.
Alaska
Arkansas
California
Colorado
Connecticut
District of Columbia
Illinois
Iowa
Kansas
Maine
Maryland
Michigan
Missouri
Montana
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Dakota
Utah
Vermont
Washington State
West Virginia
Wisconsin
21 states elected to have HHS run their plan.
Alabama
Arizona
Delaware
Florida
Georgia
Hawaii
Idaho
Indiana
Kentucky
Louisiana
Massachusetts
Minnesota
Mississippi
Nebraska
Nevada
North Dakota
South Carolina
Tennessee
Texas
Virginia
Wyoming
* * *
Source:
HHS press release
Categories:
,
,
,
,
Recommend this :
Not at all
Somewhat
Moderately
Highly
Very Highly
Average Rating:
You May Also Be Interested In...
Comment
- Jul 12, 2010 -
*
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Community
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Beginners
Pre-Diabetes
Events
Health
History
Camps for Kids
International
Online Resources
Dating
Pets
Products
Product Directory
Charts
Syringes
Insulin Pumps
Meters
Pens
Software
CGMs
Medical ID Jewelry
Lancing Devices
Carrying Cases
Infusion Sets
Complications & Care
Heart Care & Heart Disease
Low Blood Sugar
Foot Care
Kidney Care (Nephropathy)
Sexual Issues
Nerve Care (Neuropathy)
Eye Care (Retinopathy)
Hypoglycemia Unawareness
Depression
Lipid Problems
Skin Care
Food
Recipes
Diets
Vitamins
Food News
Nutrition Advice
Low Carb
Glycemic Index & Carb Counting
Low Calorie & Low Fat
Supplements
Columns
Cartoons & eCards
Personal Stories
Letters to the Editor
My Own Injection
Inspiration
Book Reviews
Heroes
Making a Difference
Medications
Insulin
Type 2 Medications
Pharmacy
Metformin
Byetta
Lantus
Animal Insulin
Research
Nutrition Research
Islet & Pancreas Transplant
Medications Research
Health Research
Other Lab Tests
Fitness
Exercise
Weight Loss
Bariatric Surgery
Success Stories
Monitoring
Blood Sugar
A1c Test
Noninvasive Monitors
Psychology
Living with Diabetes
Health Care
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Pregnancy
About Us
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Diabetes Health E-Newsletter
Discuss this Topic in the Forum
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Diabetes Health magazine
See What's Inside.
View Diabetes Health Magazine For Free Online
You can view the current or previous issues of Diabetes Health online, in
their entirety, anytime you want.
Free Subscription to Diabetes Health Professional
If you are a physician, educator and medical professional who focus on the
treatment of diabetes, then this is the must have resource for you.
Finally! A fresh take on the "professional" journal. Each bi-monthly issue
cuts through the jargon and presents the most important information you need
to enhance your practice and assist your patients.
Each bi-monthly issue of Diabetes Health Professional is a self-contained
handbook covering products, educational resources and the latest diabetes
research,
complimented by balanced editorial focused on medical news, drug
prescription information, clinical practice recommendations and changing
treatment options.
Each quarter we send you the latest, most updated research guides, product
guides and educational resource guides available for you and your patients.
ADVERTISEMENT
Diabetes Health E-Newsletter
Each week the Diabetes Health E-Newsletter delivers links to the very latest
in news, reviews, blogs and videos from Diabetes Health direct to your
inbox.
As a subscriber you'll get access to the amazing Diabetes Health Digital
AdvantageT so you can read the current issue of Diabetes Health magazine
online
wherever you are!
How To Change Your Newsletter Email.
You can cancel your newsletter subscription at anytime by clicking
"Unsubscribe" on the bottom of any newsletter you receive
Then enter your new email address in the above form and click "Subscribe"
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Affordable Care Act Program to Provide Temporary Coverage for Americans
Without Insurance Due to Pre-Existing Conditions Now Through 2014, When the
New
Insurance Exchanges Are Established
HHS Secretary Sebelius Announces New Pre-Existing Condition Insurance Plan
Jul 12, 2010
This press release is an announcement submitted by U.S. Department of
Health and Human Services, and was not written by Diabetes Health.
The U.S. Department of Health and Human Services (HHS) announced the
establishment of a new Pre-existing Condition Insurance Plan (PCIP) that
will offer
coverage to uninsured Americans who have been unable to obtain health
coverage because of a pre-existing health condition.
The Pre-Existing Condition Insurance Plan, which will be administered either
by a state or by the Department of Health and Human Services, will provide
a new health coverage option for Americans who have been uninsured for at
least six months, have been unable to get health coverage because of a
health
condition, and are a U.S. citizen or are residing in the United States
legally.
Created under the Affordable Care Act, the Pre-Existing Condition Insurance
Plan is a transitional program until 2014, when insurers will be banned from
discriminating against adults with pre-existing conditions, and individuals
and small businesses will have access to more affordable private insurance
choices through new competitive Exchanges. In 2014, Members of Congress will
also purchase their insurance through Exchanges.
"For too long, Americans with pre-existing conditions have been locked out
of our
market," said Secretary Kathleen Sebelius. "Today, the Pre-Existing
Condition Insurance Plan gives them a new option - the same insurance
coverage as
a healthy individual if they've been uninsured for at least six months
because of a medical condition. This program will provide people the help
they
need as the nation transitions to a more competitive and fair market place
in 2014."
The Affordable Care Act provides $5 billion in federal funding to support
Pre-Existing Condition Insurance Plans in every state. Some states have
requested
that the U.S. Department of Health and Human Services run their Pre-Existing
Condition Insurance Plan. Other states have requested that they run the
program
themselves. For more information about how the plan is being administered
where you live, please visit HHS' new consumer website,
.
"Health coverage for Americans with pre-existing conditions has historically
been unobtainable or failed to cover the very conditions for which they need
medical care," said Jay Angoff, Director of the Office of Consumer
Information and Insurance Oversight (OCIIO), which is overseeing the
program. "The
Pre-Existing Condition Insurance Plan is designed to address these
challenges by offering comprehensive coverage at a reasonable cost. We
modeled the program
on the highly successful Children's Health Insurance Program, also known as
CHIP, so states would have maximum flexibility to meet the needs of their
citizens."
In order to give states the flexibility to best meet their needs, HHS
provided states with the option of running the Pre-Existing Condition
Insurance Plan
themselves or having HHS run the plan. Twenty-one states have elected to
have HHS administer the plans, while 29 states and the District of Columbia
have
chosen to run their own programs.
Starting today, the national Pre-Existing Condition Insurance Plan will be
open to applicants in the 21 states where HHS is operating the program.
All states which are operating their own Pre-Existing Condition Insurance
Plans will begin enrollment by the end of the summer, with many beginning
enrollment
today.
"The Pre-Existing Condition Insurance Plan is an important next step in the
overall implementation of the Affordable Care Act," said Richard Popper,
Director
of Insurance Programs at OCIIO. "We have been working closely with the
states and other stakeholders to make sure this program reaches uninsured
Americans
struggling to find coverage due to a pre-existing condition."
The Pre-Existing Condition Insurance Plan will cover a broad range of health
benefits, including primary and specialty care,
, and prescription drugs. The Pre-Existing Condition Insurance Plan does
not base eligibility on income and does not charge a higher premium because
of
a medical condition. Participants will pay a premium that is not more than
the standard individual health insurance premium in their state for
insurance
that covers major medical and prescription drug expenses with some
cost-sharing.
Like the popular Children's Health Insurance Program (CHIP), the
Pre-Existing Condition Plan provides states flexibility in how they run
their program as
long as basic requirements are met. Federal law establishes general
eligibility, but state programs can vary on cost, benefits, and
determination of
pre-existing condition. Funding for states is based on the same allocation
formula as CHIP, and it will be reallocated if unspent by the states.
Unlike
CHIP, there is no state matching requirement and the federal
will cover the entire cost of the Pre-Existing Condition Plan. While it
took more than 6 months for a small number of states to establish their CHIP
programs,
we anticipate that every state will begin enrolling individuals in the
Pre-Existing Condition Plan by the end of August.
Information on how to apply for the Pre-Existing Condition Insurance Plan is
available at
. Americans who live in a state where the U.S. Department of Health and
Human Services is running the Pre-Existing Condition Plan will be linked
directly
to the federal application page. Those living in states running their own
programs will also find information on how and where to apply on
.
To learn more about the Pre-Existing Condition Insurance Plan and options
available to residents of your state, visit
.
An informational pamphlet on the Pre-Existing Condition Insurance Plan can
be found at:
.
States by Pre-Existing Insurance Plan Administration
29 states plus the District of Columbia have chosen to operate their own
plans.
Alaska
Arkansas
California
Colorado
Connecticut
District of Columbia
Illinois
Iowa
Kansas
Maine
Maryland
Michigan
Missouri
Montana
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Dakota
Utah
Vermont
Washington State
West Virginia
Wisconsin
21 states elected to have HHS run their plan.
Alabama
Arizona
Delaware
Florida
Georgia
Hawaii
Idaho
Indiana
Kentucky
Louisiana
Massachusetts
Minnesota
Mississippi
Nebraska
Nevada
North Dakota
South Carolina
Tennessee
Texas
Virginia
Wyoming
* * *
Source:
HHS press release
Categories:
,
,
,
,
Recommend this :
Not at all
Somewhat
Moderately
Highly
Very Highly
Average Rating:
You May Also Be Interested In...
Comment
- Jul 12, 2010 -
*
*
*
*
*
ADVERTISEMENT
|
|
|
|
|
|
|
|
C1991-2010 Diabetes Health
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Pets
Products
Product Directory
Charts
Syringes
Insulin Pumps
Meters
Pens
Software
CGMs
Medical ID Jewelry
Lancing Devices
Carrying Cases
Infusion Sets
Complications & Care
Heart Care & Heart Disease
Low Blood Sugar
Foot Care
Kidney Care (Nephropathy)
Sexual Issues
Nerve Care (Neuropathy)
Eye Care (Retinopathy)
Hypoglycemia Unawareness
Depression
Lipid Problems
Skin Care
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Recipes
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Low Carb
Glycemic Index & Carb Counting
Low Calorie & Low Fat
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Affordable Care Act Program to Provide Temporary Coverage for Americans
Without Insurance Due to Pre-Existing Conditions Now Through 2014, When the
New
Insurance Exchanges Are Established
HHS Secretary Sebelius Announces New Pre-Existing Condition Insurance Plan
Jul 12, 2010
This press release is an announcement submitted by U.S. Department of
Health and Human Services, and was not written by Diabetes Health.
The U.S. Department of Health and Human Services (HHS) announced the
establishment of a new Pre-existing Condition Insurance Plan (PCIP) that
will offer
coverage to uninsured Americans who have been unable to obtain health
coverage because of a pre-existing health condition.
The Pre-Existing Condition Insurance Plan, which will be administered either
by a state or by the Department of Health and Human Services, will provide
a new health coverage option for Americans who have been uninsured for at
least six months, have been unable to get health coverage because of a
health
condition, and are a U.S. citizen or are residing in the United States
legally.
Created under the Affordable Care Act, the Pre-Existing Condition Insurance
Plan is a transitional program until 2014, when insurers will be banned from
discriminating against adults with pre-existing conditions, and individuals
and small businesses will have access to more affordable private insurance
choices through new competitive Exchanges. In 2014, Members of Congress will
also purchase their insurance through Exchanges.
"For too long, Americans with pre-existing conditions have been locked out
of our
market," said Secretary Kathleen Sebelius. "Today, the Pre-Existing
Condition Insurance Plan gives them a new option - the same insurance
coverage as
a healthy individual if they've been uninsured for at least six months
because of a medical condition. This program will provide people the help
they
need as the nation transitions to a more competitive and fair market place
in 2014."
The Affordable Care Act provides $5 billion in federal funding to support
Pre-Existing Condition Insurance Plans in every state. Some states have
requested
that the U.S. Department of Health and Human Services run their Pre-Existing
Condition Insurance Plan. Other states have requested that they run the
program
themselves. For more information about how the plan is being administered
where you live, please visit HHS' new consumer website,
.
"Health coverage for Americans with pre-existing conditions has historically
been unobtainable or failed to cover the very conditions for which they need
medical care," said Jay Angoff, Director of the Office of Consumer
Information and Insurance Oversight (OCIIO), which is overseeing the
program. "The
Pre-Existing Condition Insurance Plan is designed to address these
challenges by offering comprehensive coverage at a reasonable cost. We
modeled the program
on the highly successful Children's Health Insurance Program, also known as
CHIP, so states would have maximum flexibility to meet the needs of their
citizens."
In order to give states the flexibility to best meet their needs, HHS
provided states with the option of running the Pre-Existing Condition
Insurance Plan
themselves or having HHS run the plan. Twenty-one states have elected to
have HHS administer the plans, while 29 states and the District of Columbia
have
chosen to run their own programs.
Starting today, the national Pre-Existing Condition Insurance Plan will be
open to applicants in the 21 states where HHS is operating the program.
All states which are operating their own Pre-Existing Condition Insurance
Plans will begin enrollment by the end of the summer, with many beginning
enrollment
today.
"The Pre-Existing Condition Insurance Plan is an important next step in the
overall implementation of the Affordable Care Act," said Richard Popper,
Director
of Insurance Programs at OCIIO. "We have been working closely with the
states and other stakeholders to make sure this program reaches uninsured
Americans
struggling to find coverage due to a pre-existing condition."
The Pre-Existing Condition Insurance Plan will cover a broad range of health
benefits, including primary and specialty care,
, and prescription drugs. The Pre-Existing Condition Insurance Plan does
not base eligibility on income and does not charge a higher premium because
of
a medical condition. Participants will pay a premium that is not more than
the standard individual health insurance premium in their state for
insurance
that covers major medical and prescription drug expenses with some
cost-sharing.
Like the popular Children's Health Insurance Program (CHIP), the
Pre-Existing Condition Plan provides states flexibility in how they run
their program as
long as basic requirements are met. Federal law establishes general
eligibility, but state programs can vary on cost, benefits, and
determination of
pre-existing condition. Funding for states is based on the same allocation
formula as CHIP, and it will be reallocated if unspent by the states.
Unlike
CHIP, there is no state matching requirement and the federal
will cover the entire cost of the Pre-Existing Condition Plan. While it
took more than 6 months for a small number of states to establish their CHIP
programs,
we anticipate that every state will begin enrolling individuals in the
Pre-Existing Condition Plan by the end of August.
Information on how to apply for the Pre-Existing Condition Insurance Plan is
available at
. Americans who live in a state where the U.S. Department of Health and
Human Services is running the Pre-Existing Condition Plan will be linked
directly
to the federal application page. Those living in states running their own
programs will also find information on how and where to apply on
.
To learn more about the Pre-Existing Condition Insurance Plan and options
available to residents of your state, visit
.
An informational pamphlet on the Pre-Existing Condition Insurance Plan can
be found at:
.
States by Pre-Existing Insurance Plan Administration
29 states plus the District of Columbia have chosen to operate their own
plans.
Alaska
Arkansas
California
Colorado
Connecticut
District of Columbia
Illinois
Iowa
Kansas
Maine
Maryland
Michigan
Missouri
Montana
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Dakota
Utah
Vermont
Washington State
West Virginia
Wisconsin
21 states elected to have HHS run their plan.
Alabama
Arizona
Delaware
Florida
Georgia
Hawaii
Idaho
Indiana
Kentucky
Louisiana
Massachusetts
Minnesota
Mississippi
Nebraska
Nevada
North Dakota
South Carolina
Tennessee
Texas
Virginia
Wyoming
* * *
Source:
HHS press release
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- Jul 12, 2010 -
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Affordable Care Act Program to Provide Temporary Coverage for Americans
Without Insurance Due to Pre-Existing Conditions Now Through 2014, When the
New
Insurance Exchanges Are Established
HHS Secretary Sebelius Announces New Pre-Existing Condition Insurance Plan
Jul 12, 2010
This press release is an announcement submitted by U.S. Department of
Health and Human Services, and was not written by Diabetes Health.
The U.S. Department of Health and Human Services (HHS) announced the
establishment of a new Pre-existing Condition Insurance Plan (PCIP) that
will offer
coverage to uninsured Americans who have been unable to obtain health
coverage because of a pre-existing health condition.
The Pre-Existing Condition Insurance Plan, which will be administered either
by a state or by the Department of Health and Human Services, will provide
a new health coverage option for Americans who have been uninsured for at
least six months, have been unable to get health coverage because of a
health
condition, and are a U.S. citizen or are residing in the United States
legally.
Created under the Affordable Care Act, the Pre-Existing Condition Insurance
Plan is a transitional program until 2014, when insurers will be banned from
discriminating against adults with pre-existing conditions, and individuals
and small businesses will have access to more affordable private insurance
choices through new competitive Exchanges. In 2014, Members of Congress will
also purchase their insurance through Exchanges.
"For too long, Americans with pre-existing conditions have been locked out
of our
health insurance
market," said Secretary Kathleen Sebelius. "Today, the Pre-Existing
Condition Insurance Plan gives them a new option - the same insurance
coverage as
a healthy individual if they've been uninsured for at least six months
because of a medical condition. This program will provide people the help
they
need as the nation transitions to a more competitive and fair market place
in 2014."
The Affordable Care Act provides $5 billion in federal funding to support
Pre-Existing Condition Insurance Plans in every state. Some states have
requested
that the U.S. Department of Health and Human Services run their Pre-Existing
Condition Insurance Plan. Other states have requested that they run the
program
themselves. For more information about how the plan is being administered
where you live, please visit HHS' new consumer website,
www.HealthCare.gov.
"Health coverage for Americans with pre-existing conditions has historically
been unobtainable or failed to cover the very conditions for which they need
medical care," said Jay Angoff, Director of the Office of Consumer
Information and Insurance Oversight (OCIIO), which is overseeing the
program. "The
Pre-Existing Condition Insurance Plan is designed to address these
challenges by offering comprehensive coverage at a reasonable cost. We
modeled the program
on the highly successful Children's Health Insurance Program, also known as
CHIP, so states would have maximum flexibility to meet the needs of their
citizens."
In order to give states the flexibility to best meet their needs, HHS
provided states with the option of running the Pre-Existing Condition
Insurance Plan
themselves or having HHS run the plan. Twenty-one states have elected to
have HHS administer the plans, while 29 states and the District of Columbia
have
chosen to run their own programs.
Starting today, the national Pre-Existing Condition Insurance Plan will be
open to applicants in the 21 states where HHS is operating the program.
All states which are operating their own Pre-Existing Condition Insurance
Plans will begin enrollment by the end of the summer, with many beginning
enrollment
today.
"The Pre-Existing Condition Insurance Plan is an important next step in the
overall implementation of the Affordable Care Act," said Richard Popper,
Director
of Insurance Programs at OCIIO. "We have been working closely with the
states and other stakeholders to make sure this program reaches uninsured
Americans
struggling to find coverage due to a pre-existing condition."
The Pre-Existing Condition Insurance Plan will cover a broad range of health
benefits, including primary and specialty care,
hospital care
, and prescription drugs. The Pre-Existing Condition Insurance Plan does
not base eligibility on income and does not charge a higher premium because
of
a medical condition. Participants will pay a premium that is not more than
the standard individual health insurance premium in their state for
insurance
that covers major medical and prescription drug expenses with some
cost-sharing.
Like the popular Children's Health Insurance Program (CHIP), the
Pre-Existing Condition Plan provides states flexibility in how they run
their program as
long as basic requirements are met. Federal law establishes general
eligibility, but state programs can vary on cost, benefits, and
determination of
pre-existing condition. Funding for states is based on the same allocation
formula as CHIP, and it will be reallocated if unspent by the states.
Unlike
CHIP, there is no state matching requirement and the federal
government
will cover the entire cost of the Pre-Existing Condition Plan. While it
took more than 6 months for a small number of states to establish their CHIP
programs,
we anticipate that every state will begin enrolling individuals in the
Pre-Existing Condition Plan by the end of August.
Information on how to apply for the Pre-Existing Condition Insurance Plan is
available at
www.HealthCare.gov
. Americans who live in a state where the U.S. Department of Health and
Human Services is running the Pre-Existing Condition Plan will be linked
directly
to the federal application page. Those living in states running their own
programs will also find information on how and where to apply on
www.HealthCare.gov.
To learn more about the Pre-Existing Condition Insurance Plan and options
available to residents of your state, visit
www.HealthCare.gov.
An informational pamphlet on the Pre-Existing Condition Insurance Plan can
be found at:
http://www.healthcare.gov/center/brochures/pcip.pdf.
States by Pre-Existing Insurance Plan Administration
29 states plus the District of Columbia have chosen to operate their own
plans.
list of 30 items
1. Alaska
2. Arkansas
3. California
4. Colorado
5. Connecticut
6. District of Columbia
7. Illinois
8. Iowa
9. Kansas
10. Maine
11. Maryland
12. Michigan
13. Missouri
14. Montana
15. New Hampshire
16. New Jersey
17. New Mexico
18. New York
19. North Carolina
20. Ohio
21. Oklahoma
22. Oregon
23. Pennsylvania
24. Rhode Island
25. South Dakota
26. Utah
27. Vermont
28. Washington State
29. West Virginia
30. Wisconsin
list end
21 states elected to have HHS run their plan.
list of 21 items
1. Alabama
2. Arizona
3. Delaware
4. Florida
5. Georgia
6. Hawaii
7. Idaho
8. Indiana
9. Kentucky
10. Louisiana
11. Massachusetts
12. Minnesota
13. Mississippi
14. Nebraska
15. Nevada
16. North Dakota
17. South Carolina
18. Tennessee
19. Texas
20. Virginia
21. Wyoming
list end
* * *
Source:
HHS press release
http://www.hhs.gov/news/press/2010pres/07/20100701a
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